How to check UBA account balance

How to Check Your UBA Account Balance: Checking your account balance is one of the most important banking activities. It helps you track your finances, monitor transactions, and prevent unauthorized activities. If you have a UBA (United Bank for Africa) account, you can check your account balance through multiple methods, including USSD codes, mobile banking, internet banking, ATMs, and customer service.

 This guide provides detailed step-by-step instructions on how to check your UBA account balance using all available methods. Whether you prefer online banking or offline options, you will find a method that suits you.  

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Why is Checking Your UBA Account Balance Important?

Before we dive into the different ways to check your balance, here’s why it’s crucial:

1. Track Your Expenses – Helps you know how much you have spent and what remains.
2. Prevent Fraud – Regularly checking your balance helps detect unauthorized transactions.
3. Avoid Overdraft Charges – Ensures you have enough funds before making transactions.
4. Monitor Deposits – Confirms that money sent to you has been credited.
5. Financial Planning – Helps you manage your budget effectively.

  Different Ways to Check UBA Account Balance UBA provides several ways to check your account balance, ensuring convenience for all customers. Below are the available methods:

1. How to Check UBA Account Balance via USSD Code (Without Internet)

This is the easiest and fastest method, especially if you do not have internet access.    

1. Dial *919*00# on your registered phone number.
2. Enter your UBA Mobile Banking PIN when prompted.
3. Your account balance will be displayed on the screen and sent via SMS.

Important Notes:

• Your phone number must be linked to your UBA account.
• If you haven’t registered for UBA USSD banking, dial *919# and follow the instructions to register.
• A small service charge may apply for checking your balance via USSD.

2. How to Check UBA Account Balance Using the UBA Mobile App

UBA’s mobile app provides a seamless way to check your balance and perform other transactions. Steps to Check Your Balance Using the UBA Mobile App:

1. Download and Install the UBA Mobile App:
   • Android: Google Play Store
   • iPhone: Apple App Store
2. Launch the App and log in with your credentials (Username and Password).
3. On the home screen, your account balance is displayed automatically.
4. If it is not visible, navigate to the “Accounts” section to view your balance.

Benefits of Using the UBA Mobile App: Instant access to your balance. Ability to perform transactions (transfers, bill payments, etc.). Secure login using fingerprint or PIN.

3. How to Check UBA Account Balance Using Internet Banking

UBA’s internet banking portal provides a secure way to check your balance from any device with an internet connection. Steps to Check Balance via UBA Internet Banking:

1. Visit the UBA Internet Banking Portal:
   • https://ibank.ubagroup.com/
2. Log in with your Username and Password.
3. Click on “Accounts”, then select your bank account.
4. Your account balance will be displayed on the screen.

How to Register for UBA Internet Banking (If You Haven’t Already)

• Go to the UBA Internet Banking Portal and click “Register”.
• Enter your account number and other required details.
• Create a username and password for future logins.
• Complete the verification process.

4. How Check UBA Account Balance via ATM

If you are near an ATM, you can check your balance using your UBA debit card. Steps to Check Balance via ATM:

1. Insert your UBA debit card into any UBA or third-party ATM.
2. Select “Balance Inquiry” from the menu.
3. Enter your PIN and wait for the system to display your account balance.
4. The balance will appear on the screen, and you may also get a printed receipt.

Benefits of Checking Balance via ATM: Quick and easy, especially when withdrawing cash. No need for internet or a smartphone.

5. How to Check UBA Account Balance via SMS Alert

UBA sends SMS notifications for transactions, but you can also request your balance via SMS. Steps to Check Your Balance via SMS:

1. Open the messaging app on your phone.
2. Send BAL followed by your UBA account number to 919 (UBA’s official SMS banking number).
3. You will receive an SMS with your account balance.

Things to Note:

• Ensure your phone number is linked to your UBA account.
• Network charges may apply.

6. How to Check UBA Account Balance by Calling Customer Care

If you prefer speaking to a representative, you can contact UBA customer service. UBA Customer Care Contact Options:

• Phone Call: Dial +234 700 2255 822 (available 24/7).
• Email: Send a request to cfc@ubagroup.com.
• Live Chat: Available on the UBA website.
• Social Media: Send a message to UBA’s verified pages on Facebook or Twitter.

Troubleshooting: Why Can’t I Check My UBA Balance?

If you are unable to check your balance, here are possible reasons and solutions:

1. USSD Not Working?

Ensure you are dialing *919*00# from your registered phone number. Confirm that UBA USSD banking is activated on your account. Check if you have enough airtime, as USSD banking may require a small fee.

2. UBA Mobile App Issues?

Ensure your app is up to date. If you forgot your login credentials, reset them via the app. Check if your internet connection is working.

3. ATM Not Showing Balance?

Use another ATM if one is not responding. Ensure your debit card is active and not expired.  

Frequently Asked Questions (FAQs)

1. What is the USSD code to check my UBA account balance?: Dial *919*00# on your registered phone number.

2. Does checking my balance via USSD or SMS cost money?: Yes, there may be a small charge deducted from your account.

3. Can I check my UBA account balance without an ATM card?: Yes, you can use USSD, mobile banking, internet banking, or SMS.

4. Why is my UBA account balance not showing?: It could be due to network issues or an inactive account. Contact UBA customer support if the issue persists.

5. Can I check my balance from another phone?: Only if the phone number is linked to your UBA account. Otherwise, use internet banking.  

Conclusion

Checking your UBA account balance is quick and easy, whether you use USSD, the mobile app, internet banking, ATM, SMS, or customer care. Each method offers convenience depending on your preference and accessibility. For a hassle-free banking experience, consider using UBA mobile and internet banking to check your balance anytime. Regularly monitoring your balance helps you manage your finances, avoid overdrafts, and detect unauthorized transactions.